03 74 09 58 60 (10 am - 5.45 pm / Monday to Friday), SIREN / RCS : 83018479200018 RCS Lille Mtropole. With StudyAssur, protect your accommodation at low prices ! Vous connaissez parfaitement l'environnement tudiant (besoins Je suis satisfait des prix proposs par l'assurance Consultation des garanties proposes trs rapide et prix trs attractifs pour un budget tudiant ! The contracts also cover damage caused, for example, during summer vacation. Your rent will therefore be deducted from the reimbursement of rehousing costs. The StudyAssur home insurance policy covers up to 4 roommates simultaneously. Do seasonal rentals or secondary homes have to be insured? Therefore, it is the contract that specifies the insured events. When you prepare the quote (STEP 1/6: YOUR NEEDS), answer YES to the question: Do you need private liability, school and work experience insurance? In case of damage, theft, if the necessary security measures were not implemented, the insurer will have the right to deny a refund. This enables us to improve ads and website content. In the section "MY CONTRACTS" with regard to your "HABITATION PLUS" housing insurance policy, your certificate is on the last page of the special provisions (Icone pdf). Efficacit pour visualiser les garanties du devis,
This is also the case for almost all of the damage you could be responsible for during your student life. The amount of guarantees is 3,500 per room. The contract can be subscribed for shared appartments. Invite your friends to join StudyAssur and have them discover a new insurance experience. If you share a roommate where each student has their own lease, no problem either, we assure you individually. You can redraw your consent to using these cookies at any time. } catch (err) { console.log('Erreur PAP' + err); }, Computer equipment extension applicable to all plans. conomique ! Did you know it ? If you are the owner, the law does not impose it but it is strongly recommended. - CL privacy : You are guaranteed against the financial consequences of civil liability for personal life that you may incur as a result of an accident for consequential bodily, material and immaterial damage caused to third parties. ): Your insurer shall send you an expert so that the damagecan assessed the reasons identified. Une assurance claire et limpide, facile souscrire en quelques clics et excellent rapport qualit/prix. Coming to France for studies or an internship? Internationalization activities within the study programs, Setting up an international partnership agreement, > Get more information on the Euraxess France partner insurance provider, > Register to ourinternational researcher support database, > Visit the website "Assurance Banque pargne Info Service" (in French), https://international.univ-grenoble-alpes.fr/getting-organized/insurances/personal-civil-liability-insurance/personal-civil-liability-insurance-783896.kjsp?RH=1610026003358. je ne peux que vous remercier pour vos offres enfin la C'est la premire fois que j'appelle un service une fois en vain qui me rappelle! You should then choose a new expert, but this time, you shall bear the fees. Courtiers dassurances (exerant sous les modalits du b de larticle L.520-1 II du code des assurances) immatriculs lORIAS sous le n17003995 - www.orias.fr. This guarantee can be included in several types of insurance contracts, in particular in multi-risk home contracts. Yes he/she does. This should be checked by looking closely at the guarantees included in the comprehensive home insurance contract by the insurance company. In other cases you will have the choice between the university's insurance and private insurance. If you live abroad and if you want to subscribe a MRH contract for an accommodation in France, you can question the insurers of your country to know if they accept to cover real estate property located abroad. This amount will determine how much money you will remain at the charge of the consumer. Super assurance pour premier logement tudiant.
If necessary you can upgrade the insured value. You will always be covered for the guarantees included in our essential pack. 
Prsentation Je viens de dcouvrir et de souscrire l'assurance et c'est une trs grande dcouverte ! If you have already taken out such an insurance policy, find out exactly what it covers as you need to know whether the cover it provides is adequate. The compensation limits for your property are based on the number of rooms in your home. (+)Rapide et simple (souscrire en ligne, aides du formulaires utiles, prsentation du site comprhensible). If you are a victim of a water damage, conduct the necessary emergency procedures: notify your neighbours or the caretaker("concierge") if you cannot reach them directly in case the leak seems to come from their apartment, turn off the water, protect your furniture, call the fire-fighters if the flood is significant. prix raisonnables pour tudiant je recommande Vous tes vraiment trop bien Merci beaucoup pour votre aide.
Two solutions can be found depending on the damage assessment based on your statement and on the written proof you will be able to provide (bills etc. Simple, fast and ultra practical, the insurance of your rental accommodation takes effect immediately after validation of your payment. Our insureds must be between 16 and 45 years old and hold a valid registration card. If it is not included, you may think about purchasing complementary civil liability insurance (assurance responsabilit civile) in your MRH. You only want a repatriation and civil liability insurance ? Our Civil Liability pack costs 13 euros by year, says Benjamin Biale. Our housing insurance offer is exclusively intended for students and doctoral students in higher education, apprentices or alternating students in schools (engineering, business, management) or in vocational schools. - Guarantee limit: 3,000,000. The loss of use of the lodging if you cannot stay there anymore due to the scale of the damage is also covered. Indeed, I need it for my registration at the university. Covid-19 Testing: Where to be tested in Europe? The insurer replaces the policyholder in case of damage caused to third parties in their private lives. If you dont react quickly, your insurer or the victims of water damage could accuse you of negligenceand your insurer could refuse to take over a part or the whole amount of damage; your neighbours or the co-ownership property representative could sue for payment of damages. The calculation basis and coefficient of vtust must be mentioned in the terms and conditions of your contract. Liability is required from the first enrollment in most higher education institutions. informations claires
How to add a private liability, school and work experience liability insurance cover to my already subscribed home insurance policy. C'est la deuxime fois que je souscris une assurance habitation tudiante chez Studyassur et les prix sont trs Studyassur ou l'Assurance qui rassure et apporte entire satisfaction tant pour les cots de souscription qu'au Assurance trs facile souscrire, site bien lisible et efficace, garanties compltes, trs bon rapport Facile souscrire, complte et bien place en prix. It is also compulsory insurance during internship. This type of insurance guarantees the repair of damages that may be caused by the student to a third person or animal, to possessions for which they are legally responsible or to their accommodation, regardless of whether the damages were caused through negligence or not. 
You do not need to provide any proof of age to subscribe, but your student card or school certificate will be requested in the event of a claim or during an inspection. You subscribed a home insurance including water damage insurance (for instance multi-risk home insurance, see above), your insurer replaces you to compensate the third parties. Cash money and jewellery are excluded of our guarantees. The guarantee limit = Amount of damage and No Deductible, - Rental risks / Recourse by neighbors and third parties : For consequential material and immaterial damage caused to them by the communication of a fire, an explosion or a water damage occurred to the goods guaranteed under this contract (Recourse by neighbors and third parties art. The amount of compensation for your IT equipment is guaranteed up to 1,350 . ractivit de vos Souscription facile et pratique
Whether it's renting a room in a U-City (Crous), boarding or private home, renting a furnished apartment or not, a studio in a student residence or an apartment up to 4-rooms, StudyAssur offers you a home insurance policy specially designed and adapted to the needs of students. If you rent the flat, notify the landlord. car and home insurances) include Civil Liability, but it may be limited. In order to ascertain that the tenant has fulfilled his obligations, the landlord may require an annual certification of insurance. Students are often advised to take the insurance offered by the university. But most insurers offer specific contracts for holiday homes. All these types of housing must be imperatively located in metropolitan France (excluding Corsica). House insurance especially made for students with great prices! Several insurance policies (e.g. When you move to France, you may be legally required to insure your rented or owned home against certain risks. and heating appliances. 1240 to 1244 of the civil code). 
Usually, the warranties included in the MRH contract are the following: fire, explosion, water damage, theft, vandalism, glass breakage, natural disasters, act of terrorism or attacks. ACS counts around 40 employees and figure prominently among the insurance brokers specialized in international mobility, thanks to its 40 years of experience and its 100 000 clients all over the world. Facilit de souscription, mme quand l'tudiant est de fin d'anne. Short lived cookie used to temporarily store data for the visit. - Theft and vandalism : You are guaranteed during the disappearance, destruction or deterioration of the insured property following theft or attempted theft committed in your accommodation by breaking and entering closed and / or covered means, or means of protection and closure insured premises. Failure to present an insurance certificate may result in an immediate termination of the lease. The amount of compensation is up to 1000 / room (IT equipment and peripherals excluded => Guarantee covered in the IT equipment extension option). What to do in case of a disagreement with your insurer? Make sure your insurance product covers also your personal goods or damage caused to neighbours or third parties. > Europax, the travel insurance for your stays in the Schengen area. Besides, you will have to cover the financial consequences of a potential loss, both for your own damage and for that of the third party affected by the event (neighbours etc.). If it is possible to go through traditional insurers, it is better to take out student insurance, because these contracts are designed to optimally cover the scope of your activities, advises the CEO of HEYME. The purpose of this guarantee is to allow you, in the event of a guaranteed dispute, to seek an amicable solution and, failing this, when a satisfactory amicable solution cannot be envisaged, benefit from legal assistance in request and in defense as well. Any established subscription is due and cannot be reimbursed.
Please see the privacy policy StudyAssur for more information. You wish to cancel your home insurance contract with StudyAssur. In the event of a guaranteed loss making your accommodation uninhabitable, the excess rent or compensation that you pay to be able to be temporarily rehoused under identical conditions will be reimbursed to you for the time necessary to restore the damaged premises, estimated to be d expert, and within the limit of the duration of the date of the claim until the end of your insurance contract on 08/31. 2022 INSA de Toulouse - Conception : Service communication Insa de Toulouse / Anyware Services, Disabilities: welcoming and assisting students with disabilities, How to verify the authenticity of a diploma, Civil Liability private life (Assurance Responsabilit civile vie prive), Civil Liability student life (including internship). Copy and share your code with your friends. The insurer can apply an obsolescence-quota (taux de vtust). How some websites deceive or manipulate you. Tout ce qu'il me faut pour tre heureux! and services that are essential for the proper functioning of the website. The reimbursement ceiling or "plafond de garantie"? A voir pour la suite Je vous remercie pour ce travail riche en vrit. Reference should be made to the general terms and conditions of the contract in order to know the exact extent of the guarantees. If you have inherited valuable items, you might draft a listing and estimate to communicate to the insurance company. Une assurance qui se fait proche et inscription simple et prix intressants. Je recommande fortement !!!! The damage to property parts are usually covered (walls, roof, parquet etc. Therefore it is very important to look at all terms and conditions before signing your insurance contract. The computer hardware extension option guarantees you compensation for your desktop computer, laptop, printer and peripherals in the event of electrical damage, accidental breakage or burglary in your accommodation. Who has to suscribe to multi-risk home insurance? Exerce sous le contrle de l'ACPR, 4 place de Budapest CS92459 75436 Paris cedex 09 France. Isn't life great? Je suis trs satisfait du service ,deux ans chez eux et je reconduis mon contrat avec eux!!! The law of 6th July 1989 imposes compulsory insurance for rental risks (water damage, fire, and explosion) on the tenant (article 7g). ), then, you shall compensate the third parties at your own expense. Fax: +33(0)140476190, try { As such we thank you. Indeed, solidarity and responsibility to students, StudyAssur automatically reverses 1 of the amount of your contribution to the association ADEFIE. A specific certificate (attestation dassurance scolaire) is usually asked by kindergardens, schools, after-school activities etc. Clair, simple, rapide et efficace un tarif intressant. It insures your accommodation against rental risks, fire, water damage, natural disasters, theft. Those amounts can change depending on the insurance companies, so dont hesitate to compare between insurers. > Globe Partner,the insurance for every travellers all over the world. Water damage insurance is a part of the guarantees generally included in the home insurance. - Rental risks / Owner's recourse : For material damage from fire, explosion or water damage guaranteed and caused to the building (Rental liability art. Check carefully if there are any specific conditions in the contract concerning security materials (system of door lock, security of the windows if you live on the ground floor). Under French law it is mandatory to have a civil liability insurance("assurance responsabilit civile") to cover damage to another person or property. As part of your student roommate (single lease for all occupants) you have a single home insurance contract and identical guarantees for all roommates. When you move to France, you may be legally required to insure your rented or owned home against certain risks. through an accommodation insurance: the personal liability insurance may be included in the accommodation insurance, the latter being compulsory also for your accommodation in Toulouse. In addition, StudyAssur uses analytics, cookies provided by third parties. The sums collected by ADEFIE (Euro of the heart) are used to fight the poor housing of students and aims more broadly to improve their living environment. Parfait pour les tudiants. Nous vous rpondrons dans les plus brefs dlais. Once the subscription of your friends has been validated, we send you directly to your e-mail box an Amazon.fr gift voucher worth 2 per sponsored friend. Facile, rapide et efficace. Where can I get civil liability insurance? Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on WhatsApp (Opens in new window), DU Passerelle (free academic french language for exiled), UEE Methodology Workshops: Successful Studies at French Universities, Sports activity Walking course with UEE and CASP, Sciences Po launches the professional certificate for young refugees, Trouvermonmaster: a unique platform for applying for a Masters degree 2023, The FIT training: Become a leisure sports facilitator. Tout ce que j'aime . But always check before signing! Here are some details. So if you did not subscribe to MRH insurance, you are risking the immediate termination of the rental contract. While you purchase your insurance contract, you will have to evaluate the value of your belongings. Phone number: +33(0)140479100 Nevertheless, most contracts generally cover property damage caused by leaks, rupture or overflow of non-buried water pipes or by devices using water (bathtub, washing machine etc.) When you purchase a student accommodation insurance at StudyAssur, you're also doing a good action ! benefit from 3 extra months (June, July and August)! - the quality of its services and its ability to listen to its policyholders (4.7/5). The guarantee = 3,000,000 (material damage) and 300,000 (consequential non-material damage). This amount of compensation applies per person who has chosen the option. (* Offer subject to restrictions, see details on www.amazon.fr/gc-legal). (-) Je n'ai jamais eu de problme avec cette assurance, souscrire et simple rapide et pour un prix dfiant toute Petit prix et souscription rapide. The amount to be refunded will be determined by different criteria: age of the goods, the average duration of the product, state of the product at the time of the damage, characteristics of the item etc. Selectra 2021 insurance awards ranked StudyAssur as the best home insurance for students ! tarif avantageux
Contact your insurer to report the claim as quickly as possible and call a plumber in order to take emergency measures so that damage does not get worse. souscription facile ! The most important things you need to know, Don't forget the complementary health insurance, I cover myself with the liability insurance. What does the multi-risk home insurance (MRH) cover?
La page sera alors accessible depuis votre menu "Mes favoris". Insurance contract strictly reserved for students residing in France and possessing a valid student card for the current year as well as for young graduates. , I cover myself with the liability insurance. Registration Process for the French Social Security System, Other healthcare coverage and insurance options, More information about healthcare coverage, Globe Partner Student Travel Insurance (FR), Academic rules and regulations (PDF, 136 KB), Charter for the use of Sciences Po's Information Systems (PDF, 129 Ko), Digital Security Guidelines (PDF, 829 Ko). Some functions or features are unusable without these cookies. As an option of the essential pack, we offer you the possibility to add additional guarantees according to your needs.
To insure the content inside your home, most of the classical French comprehensive insurance policies multirisques habitation include buildings, contents and civil liability insurance. How to activate it? You are fully refunded at no cost, upon request. You will soon be moving out and therefore want to change the address of your student housing to be insured. On the other hand they allow us to improve our content for you by saving and analyzing anonymized user data. In order to finalise their enrolment, students must subscribe to a Civil Liability Insurance that covers the risks listed below. I was very impressed with the descriptions and explanations of the insurance plans. The MRH insurance contract includes several guaranties that aim to ensure the goods of the policyholder (house or furniture) when this latter is either responsible or victim of a damage. With regard to your "HABITATION PLUS" contract, click on the pencil icon. Regarding the water loss, it is useful to know that you can benefit from a capping, provided that you submit your water bill. All for very affordable prices. Excellent rapport qualit/prix
Here comes a little overview. If you do not live in France but visit regularly, the European Health Insurance Card (EHIC) will give you the same rights as a French resident while you are in France. Student liability insurance covers damage caused to others during your internships in France and abroad, and internships / call duty that are carried out in the medical and paramedical sector. Whether it is your neighbour or the co-ownership property representative who informs you of the problem, or if you notice it yourself, you have to react quickly.
When does my contract take effect and when does it end ? - CL school life and internships : The guarantee is extended to the consequences of the civil liability for private life which may fall on you as a student, without exercising a profession, within the framework of an internship in a company which is the subject of an internship agreement, for consequential bodily, material and immaterial damage suffered by a third party ( 3,000,000), including for damage caused to property entrusted by the company ( 15,000). On the basis of this investigation, the insurer will make a proposal for compensation. Depending on the amount of damage you are suffering it could heavily reduce your compensation. Whether you live alone in your home or have chosen to live in a roommate, no problem ! PostAffTracker.track(); Please note: This insurance is not and does not replace healthcare coverage. comptitivit car un Trs bon moyen d'assurer don logement. Your landlord will ask to see an insurance certificate before signing your lease and handing over the keys to your accommodation. What does it cover? assurance trs complte
The cost of the insurance will also depend on the amount of goods you will insure. Finally, you can call on an insurance broker. Therefore, it excludes in principle damage caused to a third party in their professional lives. This means you need to complete your administrative registration at Sciences Po and register for French Social Security. But these comprehensive home contracts do not cover all aspects of student life, such as internships or jobs. Please note that in most of the MRH contracts, the amountis unlimited for the bodily injuries and limited for material damage to the amount fixed at contract signature. As a student going abroad, it is possible to extend your French insurance so that it covers you in your host country, as long as you are covered by French Social Security. Attention: To better understand the risks covered by your MRH as part of property damage, you should always check the general terms and conditions of the contract. If you moved to France either temporarily (studies, employment contract) or definitively, you surely have subscribed a home insurance. If you are European, or covered by a European healthcare system, and leave France to complete a university exchange or internship in another European country (EU, EEA or Switzerland), you should take your European Health Insurance Card (EHIC) with you. These cookies are needed for a smooth operation of our website. More information about healthcare coverage. Did you unintentionally break a college friends glasses or accidentally hurt someone? Other exclusions can exist: damage caused while practicing an extreme sport, caused by a dangerous dog etc. How to change the address of my home on my contract because I will soon move ? It is not obligatory if youre the owner but hardly recommended. the privacy policy StudyAssur for more information. In case of damage, which will be the amount refunded? What happens if I do not suscribe to MRH insurance? Those have two functions: On the one hand they are providing basic functionality for this website. PostAffTracker.writeCookieToCustomField('papVisitorId'); It's easy, just sign in to your customer account and enter in the MY CONTRACTS section. Schoolsanduniversitiesoften make itmandatoryfor yourenrollmentto protect you and others. There are agreements between insurers (CIDRE and CIDE COP) that allow a quick compensation of the insured, without needing an expert, by the home insurer or the insurance of the third party responsible for the damage. Designed by G2MS Consulting. Be careful, if you underestimate them, the insurance will not be obliged to pay more than declared. Independently and at any time, in your customer account, you can modify your accommodation insurance contract (Change your address and / or warranties, declare a claim). Finding housing for your studies is an important and sometimes complex step for students. Parfait, je recommande cette assurance laquelle j'ai souscrit si rapidement Ca change des agences d'assurances Trs bien, facile utiliser, simple et clair, le programme est adapt Facilit pour effectuer la souscription,
Je recommande formulaire facile remplir
Indeed, the guarantees and the rates we offer have been directly negotiated with insurance companies by ADEFIE (Association de DEFense des Intrts Economiques des Etudiants), in order to meet your expectations. In the absence of insurance, you will have to take care of the compensation yourself. Open a StudyAssur account to get your referral code and receive Amazon.fr gift vouchers worth 2 per sponsored friend. Most of the time disasters due to groundwater, infiltration by walls and windows, flooding, and disasters caused by lack of maintenance and surveillance are excluded from the package. By means of anonymized data of website users we can optimize the user flow. If you are renting your apartment, such an insurance is mandatory. The theft guarantee can only be granted if your apartment was broken into and if it was efficiently well protected (notably windows and doors) against easy intrusion. This website uses cookies. Assistance Etudiants 2018 - All rights reserved, Different plan available depending on your needs, Extensive all-risks guarantee for computer materiel. You might want to check for a travel insurance, but first look at the conditions of the credit card you booked and paid your flight with. The MRH (assurance multirisques habitation) insurance is compulsory for the tenants of an empty rental (law of 6th July 1989). Open the "Sponsorship" section from your customer account by tapping the gift symbol.
Tomb sur votre site totalement par hasard, merci GOOGLE! The civil liability guarantee replaces the person responsible to compensate the victim. The student home insurance contract offered by StudyAssur is perfectly adapted to meet the requirements of all CROUS rental housing, student residences and private rental housing ( rental from individual to individual or by real estate agency). , specifies Benjamin Biale, general manager of the student mutual health insurance HEYME. J'ai bien aim le fait que study assur envoie par mail sans avoir besoin de se deplacer ou avoir un numero/compte Souscription rapide, prix trs intressant pour les garanties proposes. Assurance logement tudiant 3 fois moins cher que l'assurance de ma mre. If JavaScript is not enabled, this pixel initiates a connection to facebook.
At StudyAssur the levels of coverage are " la carte" ! Yes. The amount reimbursed can vary so there is a possibility of contracting an additional cover via a private complementary insurance mutuelle. Le processus de souscription est juste parfait. Multi-risk home insurance is mandatory for housing leases in France. On the other hand, intentional damage, those caused to yourself (covered by the subscription to complementary health insurance and/or to an Individual Accident guarantee insurance), and those occurring in a professional context, are excluded from this guarantee.
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